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  • To simplify your decision-making, we have compiled a checklist of key considerations below.
  • NatWesthas cut fixed rates across selected residential deals by up to 0.45 percentage points – its second rate cut in as many weeks.
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No one can accurately predict where rates will be in the future and there are still many factors that can change in a short period of time. A broad range of lenders have reduced rates across their home loan ranges. This is despite the Bank of England raising the Bank Rate from 4percent to 4.25percent this week.

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TSB is cutting its two- and three-year fixed rate deals for new customers from tomorrow by 0.1 percentage points. But despite the easing in fixed rate mortgage pricing offering some hope to borrowers, the wider outlook for the housing market remains subdued. So-called ‘swap’ rates are the amounts charged by banks as they lend to each other on wholesale money markets.

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